:root{--navy:#0B3D6B;--blue:#0B4DA2;--teal:#3D8EB9;--teal-light:#E8F4FA;--gold:#C5912B;--gold-hover:#A67A1F;--gold-light:#FFF8E7;--white:#FFFFFF;--off-white:#F5F7FA;--light-gray:#E8ECF1;--text-primary:#1A1A2E;--text-secondary:#3A3A52;--text-muted:#5A5A72;--success:#2D7D46;--shadow-sm:0 2px 8px rgba(11,61,107,.08);--shadow-md:0 4px 20px rgba(11,61,107,.12);--shadow-lg:0 8px 40px rgba(11,61,107,.16);--radius:10px;--max-width:1200px;--font-display:'Merriweather',Georgia,serif;--font-body:'Source Sans 3','Segoe UI',Tahoma,sans-serif}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;font-size:18px}
body{font-family:var(--font-body);color:var(--text-primary);line-height:1.7;background:var(--white);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-decoration:none;transition:color .2s}a:hover{color:var(--navy)}
a:focus-visible,button:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
h1,h2,h3,h4,h5{font-family:var(--font-display);color:var(--navy);line-height:1.3}
h1{font-size:2.6rem;font-weight:900}h2{font-size:2rem;font-weight:700;margin-bottom:.5em}h3{font-size:1.4rem;font-weight:700}
p{margin-bottom:1em}.container{max-width:var(--max-width);margin:0 auto;padding:0 24px}

/* TOP BAR */
.top-bar{background:var(--navy);color:var(--white);padding:10px 0;font-size:.85rem}
.top-bar .container{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px}
.top-bar a{color:var(--white)}.top-bar a:hover{color:var(--gold)}.top-bar .npn{opacity:.8}

/* HEADER */
.site-header{background:var(--white);border-bottom:3px solid var(--blue);position:sticky;top:0;z-index:1000;box-shadow:var(--shadow-sm)}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:12px 24px;max-width:var(--max-width);margin:0 auto}
.logo-link{display:flex;align-items:center;gap:12px}.logo-img{height:56px;width:auto}
.main-nav{display:flex;align-items:center;gap:6px}
.main-nav a{font-weight:600;color:var(--text-primary);font-size:.85rem;padding:6px 8px;border-bottom:2px solid transparent;transition:border-color .2s,color .2s;white-space:nowrap}
.main-nav a:hover,.main-nav a.active{color:var(--blue);border-bottom-color:var(--blue)}
.header-cta{display:inline-flex;align-items:center;gap:8px;background:var(--gold);color:var(--white);font-weight:700;padding:12px 20px;border-radius:50px;font-size:.95rem;transition:background .2s;text-decoration:none;white-space:nowrap}
.header-cta:hover{background:var(--gold-hover);color:var(--white)}
.nav-toggle{display:none;background:none;border:none;cursor:pointer;padding:8px}
.nav-toggle span{display:block;width:28px;height:3px;background:var(--navy);margin:5px 0;border-radius:2px}

/* HERO */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--blue) 55%,var(--teal) 100%);color:var(--white);padding:80px 0 90px;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:-50%;right:-20%;width:600px;height:600px;background:radial-gradient(circle,rgba(255,255,255,.06) 0%,transparent 70%);border-radius:50%}
.hero .container{position:relative;z-index:1;display:grid;grid-template-columns:1fr 380px;gap:60px;align-items:center}
.hero.hero-sm{padding:60px 0 70px}
.hero.hero-sm .container{display:block}
.hero h1{color:var(--white);margin-bottom:20px}.hero h1 .highlight{color:var(--gold)}
.hero-subtitle{font-size:1.2rem;line-height:1.6;opacity:.95;margin-bottom:32px}
.hero-badges{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:36px}
.hero-badge{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.25);padding:8px 16px;border-radius:50px;font-size:.88rem;font-weight:600}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap}
.breadcrumb{font-size:.85rem;margin-bottom:16px;opacity:.8}
.breadcrumb a{color:rgba(255,255,255,.8)}.breadcrumb a:hover{color:var(--gold)}

/* BUTTONS */
.btn-primary{display:inline-flex;align-items:center;gap:10px;background:var(--gold);color:var(--white);font-weight:700;padding:16px 32px;border-radius:50px;font-size:1.1rem;transition:background .2s,transform .1s;text-decoration:none;border:none;cursor:pointer}
.btn-primary:hover{background:var(--gold-hover);color:var(--white);transform:translateY(-2px)}
.btn-secondary{display:inline-flex;align-items:center;gap:10px;background:transparent;color:var(--white);font-weight:700;padding:16px 32px;border-radius:50px;font-size:1.1rem;border:2px solid rgba(255,255,255,.5);transition:all .2s;text-decoration:none}
.btn-secondary:hover{border-color:var(--white);background:rgba(255,255,255,.1);color:var(--white)}
.btn-blue{display:inline-flex;align-items:center;gap:10px;background:var(--blue);color:var(--white);font-weight:700;padding:14px 28px;border-radius:50px;font-size:1.05rem;transition:all .2s;text-decoration:none;border:none;cursor:pointer}
.btn-blue:hover{background:var(--navy);color:var(--white)}

/* FORM */
.form-card{background:var(--white);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow-lg);color:var(--text-primary)}
.form-card h3{text-align:center;margin-bottom:4px;font-size:1.3rem}
.form-card .form-subtext{text-align:center;font-size:.9rem;color:var(--text-muted);margin-bottom:20px}
.form-group{margin-bottom:14px}.form-group label{display:block;font-weight:600;margin-bottom:4px;font-size:.95rem}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:14px 16px;border:2px solid var(--light-gray);border-radius:8px;font-size:1rem;font-family:var(--font-body);transition:border-color .2s;background:var(--white)}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--blue);outline:none}
.form-group textarea{min-height:100px;resize:vertical}
.form-submit-btn{width:100%;padding:16px;background:var(--gold);color:var(--white);font-weight:700;font-size:1.1rem;border:none;border-radius:8px;cursor:pointer;font-family:var(--font-body);transition:background .2s;margin-top:4px}
.form-submit-btn:hover{background:var(--gold-hover)}
.form-disclaimer{font-size:.75rem;color:var(--text-muted);text-align:center;margin-top:12px;line-height:1.4}

/* TRUST BAR */
.trust-bar{background:var(--off-white);border-bottom:1px solid var(--light-gray);padding:28px 0}
.trust-bar .container{display:flex;justify-content:center;align-items:center;flex-wrap:wrap;gap:36px}
.trust-item{display:flex;align-items:center;gap:10px;font-weight:600;color:var(--text-secondary);font-size:.95rem}
.trust-item .icon{width:42px;height:42px;background:var(--teal-light);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.trust-item .icon svg{width:22px;height:22px;fill:var(--teal)}

/* SECTIONS */
.section{padding:80px 0}.section-alt{background:var(--off-white)}
.section-blue{background:var(--navy);color:var(--white)}.section-blue h2,.section-blue h3{color:var(--white)}
.section-header{text-align:center;max-width:780px;margin:0 auto 50px}
.section-header p{font-size:1.1rem;color:var(--text-secondary)}
.section-blue .section-header p{color:rgba(255,255,255,.85)}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--gold);margin-bottom:10px}

/* MEDICARE PART CARDS */
.parts-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.part-card{background:var(--white);border-radius:var(--radius);padding:36px;box-shadow:var(--shadow-sm);border:1px solid var(--light-gray);transition:box-shadow .3s}
.part-card:hover{box-shadow:var(--shadow-md)}
.part-card.part-a{border-top:5px solid var(--navy)}.part-card.part-b{border-top:5px solid var(--blue)}
.part-card.part-c{border-top:5px solid var(--teal)}.part-card.part-d{border-top:5px solid var(--gold)}
.part-label{display:inline-block;font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;padding:4px 12px;border-radius:4px;margin-bottom:12px}
.part-a .part-label{background:rgba(11,61,107,.1);color:var(--navy)}.part-b .part-label{background:rgba(11,77,162,.1);color:var(--blue)}
.part-c .part-label{background:rgba(61,142,185,.1);color:var(--teal)}.part-d .part-label{background:rgba(197,145,43,.15);color:var(--gold-hover)}
.part-card h3{margin-bottom:12px}.part-card p{color:var(--text-secondary);margin-bottom:12px}
.covers-list{list-style:none;padding:0}.covers-list li{padding:5px 0 5px 24px;position:relative;font-size:.95rem;color:var(--text-secondary)}
.covers-list li::before{content:'✓';position:absolute;left:0;color:var(--success);font-weight:700}
.cost-note{background:var(--off-white);padding:12px 16px;border-radius:8px;margin-top:16px;font-size:.9rem;font-weight:600;color:var(--navy)}

/* TIMELINE */
.timeline{max-width:800px;margin:0 auto;position:relative}
.timeline::before{content:'';position:absolute;left:28px;top:0;bottom:0;width:3px;background:var(--light-gray)}
.timeline-item{display:flex;gap:24px;margin-bottom:32px;position:relative}
.timeline-dot{width:56px;height:56px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:900;font-size:1.1rem;color:var(--white);flex-shrink:0;z-index:1;font-family:var(--font-display)}
.timeline-item:nth-child(1) .timeline-dot{background:var(--navy)}.timeline-item:nth-child(2) .timeline-dot{background:var(--blue)}
.timeline-item:nth-child(3) .timeline-dot{background:var(--teal)}.timeline-item:nth-child(4) .timeline-dot{background:var(--gold)}
.timeline-item:nth-child(5) .timeline-dot{background:var(--success)}
.timeline-content{background:var(--white);padding:24px 28px;border-radius:var(--radius);box-shadow:var(--shadow-sm);border:1px solid var(--light-gray);flex:1}
.timeline-content h3{margin-bottom:8px;font-size:1.2rem}.timeline-content p{color:var(--text-secondary);margin-bottom:0;font-size:.95rem}
.date-badge{display:inline-block;background:var(--teal-light);color:var(--navy);padding:4px 12px;border-radius:4px;font-size:.8rem;font-weight:700;margin-bottom:10px}

/* MEDIGAP COMPARE */
.medigap-compare{display:grid;grid-template-columns:1fr 1fr;gap:32px}
.medigap-card{background:var(--white);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);border:1px solid var(--light-gray)}
.medigap-card-header{padding:28px 32px 20px}
.medigap-card.plan-g .medigap-card-header{background:linear-gradient(135deg,var(--navy),var(--blue));color:var(--white)}
.medigap-card.plan-n .medigap-card-header{background:linear-gradient(135deg,var(--teal),#2A7A9F);color:var(--white)}
.medigap-card-header h3{color:var(--white);font-size:1.6rem;margin-bottom:4px}
.medigap-card-header .plan-subtitle{opacity:.9;font-size:1rem}
.medigap-card-body{padding:28px 32px}.medigap-card-body p{color:var(--text-secondary)}
.medigap-feature{display:flex;align-items:flex-start;gap:12px;padding:10px 0;border-bottom:1px solid var(--light-gray)}
.medigap-feature:last-child{border-bottom:none}
.medigap-check{color:var(--success);font-weight:700;font-size:1.1rem;margin-top:2px;flex-shrink:0}
.medigap-feature strong{display:block;margin-bottom:2px}.medigap-feature span{color:var(--text-muted);font-size:.9rem}
.plan-best-for{background:var(--gold-light);padding:16px 20px;border-radius:8px;margin-top:20px}
.plan-best-for strong{color:var(--gold-hover)}

/* PENALTY CALCS */
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px}
.calc-card{background:var(--white);border-radius:var(--radius);padding:36px;box-shadow:var(--shadow-md);border:1px solid var(--light-gray)}
.calc-card h3{margin-bottom:8px}.calc-desc{color:var(--text-muted);font-size:.95rem;margin-bottom:20px}
.calc-input-group{margin-bottom:16px}.calc-input-group label{display:block;font-weight:600;margin-bottom:6px;font-size:.95rem}
.calc-input-group input{width:100%;padding:14px 16px;border:2px solid var(--light-gray);border-radius:8px;font-size:1.1rem;font-family:var(--font-body);text-align:center}
.calc-input-group input:focus{border-color:var(--blue);outline:none}
.helper-text{font-size:.8rem;color:var(--text-muted);margin-top:4px}
.calc-btn{width:100%;padding:14px;background:var(--blue);color:var(--white);font-weight:700;font-size:1.05rem;border:none;border-radius:8px;cursor:pointer;font-family:var(--font-body);transition:background .2s;margin-top:4px}
.calc-btn:hover{background:var(--navy)}
.calc-result{margin-top:20px;padding:20px;border-radius:8px;display:none}
.calc-result.show{display:block}
.calc-result.warning{background:#FFF3F0;border:2px solid #E74C3C}
.calc-result.safe{background:#F0FFF4;border:2px solid var(--success)}
.calc-result h4{margin-bottom:8px;font-size:1.1rem}
.penalty-amount{font-size:2rem;font-weight:900;font-family:var(--font-display);margin:8px 0}
.calc-result.warning .penalty-amount{color:#C0392B}.calc-result.safe .penalty-amount{color:var(--success)}
.calc-result p{font-size:.95rem;color:var(--text-secondary);margin-bottom:0}
.calc-cta{margin-top:16px}.calc-cta a{font-weight:700}

/* SERVICE CARDS */
.services-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px}
.service-card{background:var(--white);border-radius:var(--radius);padding:40px;box-shadow:var(--shadow-sm);border:1px solid var(--light-gray);transition:box-shadow .3s,transform .2s;position:relative;overflow:hidden}
.service-card:hover{box-shadow:var(--shadow-md);transform:translateY(-3px)}
.service-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px}
.service-card.ma::before{background:var(--blue)}.service-card.ms::before{background:var(--teal)}
.service-card .card-icon{width:56px;height:56px;border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:20px}
.service-card.ma .card-icon{background:rgba(11,77,162,.1)}.service-card.ms .card-icon{background:rgba(61,142,185,.1)}
.service-card h3{margin-bottom:14px;font-size:1.5rem}.service-card p{color:var(--text-secondary);margin-bottom:16px}
.service-card ul{list-style:none;padding:0;margin-bottom:24px}
.service-card li{padding:6px 0 6px 28px;position:relative;font-size:1rem}
.service-card li::before{content:'✓';position:absolute;left:0;color:var(--success);font-weight:700}
.card-link{font-weight:700;color:var(--blue);font-size:1.05rem;display:inline-flex;align-items:center;gap:6px}
.card-link:hover{gap:10px}

/* REASONS GRID */
.reasons-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.reason-card{text-align:center;padding:36px 24px;border-radius:var(--radius);background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12)}
.reason-card .reason-icon{width:64px;height:64px;margin:0 auto 18px;border-radius:50%;background:rgba(197,145,43,.2);display:flex;align-items:center;justify-content:center;font-size:1.8rem}
.reason-card h3{margin-bottom:10px;font-size:1.15rem}.reason-card p{font-size:.95rem;opacity:.85;line-height:1.6}
.stat-row{display:flex;justify-content:center;gap:32px;flex-wrap:wrap;margin-top:32px}
.stat-card{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);border-radius:var(--radius);padding:24px 32px;text-align:center;min-width:180px}
.stat-card .stat-num{font-size:2.2rem;font-weight:900;font-family:var(--font-display);color:var(--gold);display:block;margin-bottom:4px}
.stat-card .stat-label{font-size:.9rem;opacity:.85}

/* ABOUT */
.about-grid{display:grid;grid-template-columns:320px 1fr;gap:50px;align-items:start}
.about-photo-wrap{position:relative}
.about-photo{border-radius:var(--radius);box-shadow:var(--shadow-md);width:100%;aspect-ratio:3/4;object-fit:cover;object-position:top}
.about-photo-wrap::after{content:'';position:absolute;bottom:-12px;right:-12px;width:100%;height:100%;border-radius:var(--radius);border:3px solid var(--gold);z-index:-1}
.credentials{display:flex;flex-wrap:wrap;gap:10px;margin:20px 0 24px}
.credential-tag{background:var(--teal-light);color:var(--navy);padding:6px 14px;border-radius:50px;font-size:.85rem;font-weight:600}
.about-content blockquote{border-left:4px solid var(--gold);padding:16px 20px;margin:24px 0;background:var(--gold-light);border-radius:0 8px 8px 0;font-style:italic;font-size:1.1rem;color:var(--text-secondary)}
.edu-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:24px 0}
.edu-item{background:var(--off-white);padding:14px 18px;border-radius:8px;border-left:3px solid var(--blue)}
.edu-item strong{display:block;font-size:.95rem;color:var(--navy)}.edu-item span{font-size:.85rem;color:var(--text-muted)}

/* CARRIERS */
.carriers-list{display:flex;justify-content:center;flex-wrap:wrap;gap:20px;margin-top:32px}
.carrier-badge{background:var(--white);border:2px solid var(--light-gray);border-radius:var(--radius);padding:18px 28px;font-weight:700;font-size:1rem;color:var(--navy);transition:border-color .2s,box-shadow .2s}
.carrier-badge:hover{border-color:var(--blue);box-shadow:var(--shadow-sm)}

/* AREAS */
.areas-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:32px}
.area-tag{background:var(--white);padding:14px 20px;border-radius:8px;text-align:center;font-weight:600;color:var(--navy);border:1px solid var(--light-gray);font-size:1rem}

/* IFRAME */
.enroll-frame-wrap{background:var(--white);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-lg);border:2px solid var(--light-gray);max-width:1100px;margin:0 auto}
.enroll-frame-header{background:var(--navy);color:var(--white);padding:18px 28px;display:flex;align-items:center;justify-content:space-between}
.enroll-frame-header h3{color:var(--white);margin:0;font-size:1.1rem}
.frame-badge{background:var(--gold);color:var(--white);padding:4px 14px;border-radius:50px;font-size:.8rem;font-weight:700}
.enroll-iframe{width:100%;height:800px;border:none;display:block}

/* FAQ */
.faq-list{max-width:860px;margin:0 auto}
.faq-item{border:1px solid var(--light-gray);border-radius:var(--radius);margin-bottom:12px;background:var(--white);overflow:hidden}
.faq-question{width:100%;text-align:left;padding:22px 56px 22px 24px;font-size:1.05rem;font-weight:700;font-family:var(--font-display);color:var(--navy);background:none;border:none;cursor:pointer;position:relative;line-height:1.4}
.faq-question::after{content:'+';position:absolute;right:24px;top:50%;transform:translateY(-50%);font-size:1.6rem;color:var(--gold);font-weight:700}
.faq-item.open .faq-question::after{content:'−'}
.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-item.open .faq-answer{max-height:600px}
.faq-answer-inner{padding:0 24px 22px;color:var(--text-secondary);font-size:1.05rem;line-height:1.7}

/* CTA */
.bottom-cta{background:linear-gradient(135deg,var(--navy),var(--blue));color:var(--white);padding:80px 0;text-align:center}
.bottom-cta h2{color:var(--white);font-size:2.2rem;margin-bottom:16px}
.bottom-cta p{font-size:1.2rem;opacity:.9;max-width:600px;margin:0 auto 36px}
.bottom-cta-actions{display:flex;justify-content:center;gap:20px;flex-wrap:wrap}
.phone-display{font-size:1.8rem;font-weight:900;font-family:var(--font-display);color:var(--gold);display:block;margin-bottom:28px}

/* FOOTER */
.site-footer{background:#0A0E1A;color:rgba(255,255,255,.7);padding:60px 0 0}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:40px;margin-bottom:40px}
.footer-brand p{font-size:.95rem;line-height:1.7;margin-top:16px}
.footer-col h4{color:var(--white);font-family:var(--font-display);margin-bottom:16px;font-size:1.05rem}
.footer-col ul{list-style:none}.footer-col li{margin-bottom:10px}
.footer-col a{color:rgba(255,255,255,.7);font-size:.95rem}.footer-col a:hover{color:var(--gold)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:24px 0;font-size:.8rem;line-height:1.6;color:rgba(255,255,255,.45)}

/* PAGE LINK GRID */
.page-links{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:32px}
.page-link-card{background:var(--white);border:1px solid var(--light-gray);border-radius:var(--radius);padding:28px 24px;text-align:center;transition:box-shadow .3s,transform .2s;text-decoration:none;color:var(--text-primary)}
.page-link-card:hover{box-shadow:var(--shadow-md);transform:translateY(-3px);color:var(--blue)}
.page-link-card .plc-icon{font-size:2rem;margin-bottom:12px;display:block}
.page-link-card h3{font-size:1.1rem;margin-bottom:6px;color:var(--navy)}
.page-link-card p{font-size:.9rem;color:var(--text-muted);margin-bottom:0}

/* RESPONSIVE */
@media(max-width:960px){
  html{font-size:17px}.main-nav{display:none}.nav-toggle{display:block}
  .main-nav.open{display:flex;flex-direction:column;position:absolute;top:100%;left:0;right:0;background:var(--white);padding:16px 24px;box-shadow:var(--shadow-md);z-index:999;gap:0}
  .main-nav.open a{padding:14px 0;border-bottom:1px solid var(--light-gray)}
  .hero .container{grid-template-columns:1fr}.form-card{max-width:480px}
  .services-grid,.parts-grid,.medigap-compare,.calc-grid{grid-template-columns:1fr}
  .reasons-grid{grid-template-columns:1fr 1fr}
  .about-grid{grid-template-columns:1fr}.about-photo-wrap{max-width:280px;margin:0 auto}
  .areas-grid,.page-links{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}
  .edu-grid{grid-template-columns:1fr}h1{font-size:2rem}.enroll-iframe{height:600px}
}
@media(max-width:600px){
  html{font-size:16px}.hero{padding:50px 0 60px}.section{padding:50px 0}
  .reasons-grid,.areas-grid,.page-links{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}.top-bar .container{justify-content:center;text-align:center}
  h1{font-size:1.8rem}.phone-display{font-size:1.5rem}.enroll-iframe{height:500px}
  .stat-row{gap:16px}.stat-card{min-width:140px;padding:16px 20px}
}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}
@media(prefers-reduced-motion:reduce){*{animation-duration:.01ms!important;transition-duration:.01ms!important}html{scroll-behavior:auto}}

/* ---- D-SNP county pages: ZIP code tables ---- */
.zip-table-wrap{overflow-x:auto;border:1px solid var(--light-gray);border-radius:var(--radius);background:var(--white);box-shadow:var(--shadow-sm)}
.zip-table{width:100%;border-collapse:collapse;font-size:.98rem}
.zip-table th{background:var(--navy);color:var(--white);text-align:left;padding:14px 18px;font-family:var(--font-body);font-weight:700;font-size:.9rem;letter-spacing:.02em}
.zip-table td{padding:12px 18px;border-top:1px solid var(--light-gray);color:var(--text-secondary)}
.zip-table tbody tr:nth-child(even){background:var(--off-white)}
.zip-table td:last-child{font-variant-numeric:tabular-nums;font-weight:600;color:var(--navy);white-space:nowrap}
a.area-tag{display:block;text-decoration:none;transition:box-shadow .3s,transform .2s,border-color .2s}
a.area-tag:hover{box-shadow:var(--shadow-md);transform:translateY(-2px);border-color:var(--teal);color:var(--blue)}
@media(max-width:600px){.zip-table{font-size:.9rem}.zip-table th,.zip-table td{padding:10px 12px}}

/* ---- Accessibility: skip-to-content ---- */
.skip{position:absolute;left:-9999px;top:0;z-index:200;background:var(--gold);color:#fff;padding:12px 20px;border-radius:0 0 8px 0;font-weight:700;text-decoration:none}
.skip:focus{left:0}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}

/* ---- Responsive two-column blocks (replaces inline fixed-px grids that
   media queries could not override, which caused mobile overflow) ---- */
.split-contact{display:grid;grid-template-columns:1fr 400px;gap:50px;align-items:start}
.split-guide{position:relative;z-index:1;display:grid;grid-template-columns:1fr 340px;gap:36px;align-items:start}
.split-bio{display:grid;grid-template-columns:280px 1fr;gap:40px;align-items:start}
.split-pair{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:28px}
@media(max-width:900px){
  .split-contact,.split-guide,.split-bio{grid-template-columns:1fr;gap:28px}
}
@media(max-width:600px){ .split-pair{grid-template-columns:1fr} }

/* ---- Author / freshness byline (E-E-A-T signal) ---- */
.byline{display:flex;gap:16px;align-items:flex-start;max-width:820px;margin:0 auto;
        background:var(--off-white);border:1px solid var(--light-gray);border-left:4px solid var(--gold);
        border-radius:8px;padding:18px 22px}
.byline img{width:52px;height:52px;border-radius:50%;object-fit:cover;flex-shrink:0}
.byline p{font-size:.9rem;color:var(--text-secondary);line-height:1.55;margin:0}
.byline strong{color:var(--navy)}
.byline .rev{display:block;margin-top:5px;font-size:.82rem;color:var(--text-muted)}
@media(max-width:600px){.byline{flex-direction:column;gap:10px}}